Selling comes down to a smooth closing. This interactive checklist covers what to line up once you’re under contract, how to check your net proceeds, and what to bring to the table.
Quick Answer
Once you’re under contract, request your mortgage payoff, complete your Indiana seller’s disclosure, and gather keys, remotes, and documents. Before closing, review your settlement statement and net-proceeds figure, and set up wire verification to avoid fraud. On closing day, bring a government photo ID and every key and code. Check off each step below — questions? Call Your Realty Link at 317-997-7404.
Selling has fewer moving parts at the table than buying, but the details still matter — especially your payoff and net proceeds. Tap each item to check it off (your progress saves on this device) and use the Print button for a copy. Have questions on any step? That’s what we’re here for.
Once your home is under contract, a few early moves keep closing day painless.
We’ll coordinate with the buyer’s side and the title company so everyone is aligned.
Ask your lender for a written payoff good through your closing date — and include any second mortgage or HELOC so nothing is missed.
If you haven’t already. Being upfront about the home’s condition protects you down the road.
Warranties and appliance manuals, HOA documents, any survey, and a list of all keys, remotes, and gate or alarm codes.
Buyers often want to see proof the work was completed before closing.
You’ll receive a settlement statement showing exactly what you net. Check it carefully.
Confirm the sale price, your loan payoff, prorated taxes, commission, and your net proceeds.
Indiana property taxes are paid in arrears, so proration matters — the title company calculates your share.
Wire transfer or check. If you’re wiring, set up verification with the title company by phone to avoid fraud.
Schedule utilities to stop the day after closing — don’t cancel early. Our utilities guide has the providers by city.
Real estate closings are a top target for scammers. Never trust wiring instructions — or last-minute changes to them — that arrive by email or text. Before you move a single dollar, call the title company using a phone number you already know (not one from the email) and confirm the account details out loud. When something feels off, slow down and check with us.
Sellers usually have a lighter table than buyers, but don’t forget these.
Driver’s license, state ID, or passport.
Plus appliance manuals and warranties for the new owner.
A voided check or the wire information you verified with the title company.
Payoff details, HOA paperwork, or trust and power-of-attorney documents, if applicable.
Read before you sign — this is where ownership legally transfers.
Make sure it matches the settlement statement you reviewed.
The deed transfers ownership; the settlement statement documents the money.
Once the sale funds and records, the home belongs to the buyer.
A few final steps once the sale records.
Don’t cancel early; wait until you’re confirmed closed and recorded.
Set the stop date for after closing, and file a change of address with USPS.
You may need it for capital-gains reporting. A tax professional can tell you whether the sale is taxable.
So dues and communications transfer to the new owner.
Start with what your home is worth today. Your Realty Link gives you a free, no-pressure valuation and a clear plan all the way to the closing table.
Your net is the sale price minus your mortgage payoff, prorated property taxes, commission, and closing costs. The title company’s settlement statement shows the exact figure. See our seller closing costs guide for the details.
A government photo ID for everyone on the title, all keys, remotes, and codes for the home, and your verified instructions for receiving proceeds. The title company will tell you if they need anything else from you.
Usually by wire transfer or check on or shortly after closing day, once the sale funds and records. Set up wire details directly with the title company by phone to protect yourself against fraud.
Not always. Many Indiana closings can be handled with a mail-away or remote signing, especially if you’ve already moved. Ask us and the title company about your options.
Schedule utilities to stop the day after closing, and wait to cancel your homeowner’s insurance until the sale has recorded. Our utilities guide lists the providers by city.