Quick Answer
A deed is the paperwork that legally transfers a home's ownership at closing. It names the seller and buyer, describes the property, and is signed and then recorded with the county. A deed isn't the same as title — title is your ownership right, while the deed is the document that conveys it. Title insurance helps protect that ownership.
- What it does
- Transfers property ownership
- Deed vs. title
- Document vs. the ownership itself
- Common types
- Warranty deed, quitclaim deed
- Where it's recorded
- County recorder's office
- Signed by
- The seller (grantor)
Deed vs. Title
People use these words interchangeably, but they're different. Title is the concept of legal ownership — your right to the property. The deed is the physical, signed document that transfers that right from the seller to you.
At closing you receive a deed; owning valid title is what that deed gives you.
Common Types of Deeds
A general warranty deed offers the strongest protection, with the seller guaranteeing clear ownership going back through the property's history. A special warranty deed guarantees only the seller's own period of ownership.
A quitclaim deed transfers whatever interest the seller has with no guarantees, so it's typically used between people who trust each other, like family members or in divorce transfers, rather than in a standard sale.
How Deeds Are Handled in Indiana
Indiana closings are usually handled by a title company rather than an attorney. The title company prepares the deed, coordinates escrow, and makes sure the signed deed is recorded with the county recorder so the transfer becomes part of the public record.
Recording matters: it's how the world knows you're the owner and helps protect your claim against later disputes.
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Frequently Asked Questions — Deed
Is a deed the same as a title?
No. Title is your legal ownership, and the deed is the document that transfers that ownership to you.
Who keeps the deed after closing?
You do, as the new owner, and a copy is recorded with the county so there's a permanent public record.
What's a quitclaim deed used for?
It transfers whatever interest someone has without warranties, so it's common between trusted parties like family or in divorce, not typical sales.