You closed, you have the keys, and the hard part is behind you. Before you fully settle in, a handful of quick tasks will save you money and headaches down the road — including one Indiana step many new owners forget. Here's your after-closing checklist. This is the final step of the home buying process.
Set Up the Essentials
First, get the home running in your name: transfer or start utilities (electric, gas, water, trash, internet), file your change of address with USPS, and update your address with your bank, employer, and insurance. Change the locks or rekey, and test smoke and CO detectors.
File Your Homestead Deduction
This is the one people miss. Indiana's homestead deduction lowers the property taxes on your primary residence — but you have to file it with your county auditor after you buy (many counties let you file online). Don't leave money on the table. See our Indiana property tax deductions guide, and confirm current rules with your county auditor.
Protect Your Investment
Consider a home warranty for the first year, keep your closing documents and inspection report somewhere safe, and start a simple maintenance calendar — change HVAC filters, clean gutters, service the furnace and A/C seasonally. A little upkeep protects your home's value and prevents expensive surprises.
Settle In — and Stay in Touch
Now the fun part: make it yours. And remember, our relationship doesn't end at closing. We're here for trusted vendor referrals, market questions, and whenever you're ready for the next move — a bigger home, an investment property, or helping a friend. Welcome home.
Frequently Asked Questions
What's the most important thing to do after closing?
File your Indiana homestead deduction with the county auditor — it lowers your property taxes on your primary residence and is easy to forget. After that, set up utilities, change your address, and rekey the locks.
How do I file the homestead deduction in Indiana?
File with your county auditor's office (Marion, Hamilton, Johnson, Hendricks, and surrounding counties each have their own, and many offer online filing). There's an annual deadline, so do it soon after closing. Verify current amounts and rules with the county or the Indiana DLGF.
Do I need a home warranty?
It's optional, but many new owners find a one-year home warranty worthwhile for peace of mind on major systems and appliances. We can point you to reputable providers from our preferred vendors.
What home maintenance should I keep up with?
Change HVAC filters regularly, clean gutters, service heating and cooling seasonally, test smoke and CO detectors, and watch for water issues. A simple seasonal checklist protects your investment and prevents costly repairs.
Welcome Home! Need Anything?
From vendor referrals to your next move, we're your resource long after closing. Reach out any time.